How FHA Loans Work

At Hometown Mortgage Corp. we want to help you understand how a FHA mortgage loan works. In all actuality the Federal Housing Administration (FHA) doesn’t loan any money, they insure it. This means that you’re considered to be a less risky borrower than someone who might not have the backing of the federal government. Our role is to make sure that you qualify for an FHA mortgage and structure our loan to reflect it.

The other pages in the FHA loan center can help you understand more about this unique program. Whether you’re trying to determine if you qualify or if you’re interested in finding out what kind of documentation you’ll need to ultimately get your loan, our site can provide you the information you’re seeking. Additionally we’re more than happy to take your phone calls at 518-527-4647.

An important resource for considering a FHA loan is the official Housing and Urban Development website. There you can find even more answers to questions and learn more about insuring your loan through the Federal Housing Administration.

Hometown Mortgage Corp.

4200 State Hwy 30

Amsterdam,

New York

12010

We write government insured loans including FHA, Reverse for Seniors, USDA(Farmers Home) and VA for veterans.

(518) 527-4647

Hometown Mortgage Corp. (NMLS# 8166) is a Registered Mortgage Broker - NYS Department of Financial Services License A004823.
All loans are arranged thru third party providers.